Title: Financing the everyday: plebeian patterns of credit, savings and expenditure, c. 1650-1930

Organizers: Beverly Lemire (Canada) and Laurence Fontaine (Italy)
Address: Department of History, University of New Brunswick, PO Box 4400, Fredericton, NB, Canada E3B 5A3. Ph: 1 506 453 4621. Fax: 1 506 453 5068. 
Email: lemire@unb.ca.

Description of the session: This session explores the complementary financial practices that made up the daily routines of common people.  Working and lower middle class peoples employed a combination of strategies to sustain themselves and their families.  Some practices were encouraged by elites, while others were not.  As well, many of the daily financial routines showed distinct gender traits.  The underlying economic features of a region or nation also affected the strategies employed through times of plenty and times of dearth. The risks of poverty were an ever?present threat.  Everyday financial practices attempted to mitigate this risk, while maximizing material benefits.
Over this period, significant innovations in consumerism and new institutional growth, as with the rise of savings banks in the nineteenth century, introduced new dynamics.  Explorations of these intersecting elements will facilitate a clearer vision of the common fiscal practices which came to characterize modern society.

List of participants: Margaret Hunt (USA);ÊAnne McCants (USA); Montserrat Carbonell (Spain); Aidan Hollis and Arthus Sweetman (Canada); Laurence Fontaine (Italy); Beverly Lemire (Canada); Kathleen Monteith (Jamaica); Andrea Lluch (Argentina).

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